Additional Boat Insurance Limits

Yacht insurance policies can extend to include a wide variety of additional coverage limits. Each boat owner has special needs; policies are modified to meet the client’s risk. Some unique coverage limits include, but are not limited to:

  • Consequential Damage
  • Live Aboard
  • Rods & Reels
  • Pollution
  • Towing
  • Fine Arts
  • Search & Rescue
  • Occasional Charter
  • Unlimited Charter
  • Breach of Warranty
  • Paid Crew
  • Tender
  • Personal Watercraft
  • Boat Shows
  • Kidnap & Ransom
  • Cyber Liability
  • Helicopter/ aircraft
  • Submarine
  • Scuba Diving
  • Racing/Regattas

Yacht Navigation

No matter where your dreams may take you, Oversea can tailor your policy to include your intended navigation.
Working with over 25 marine insurance carriers, our professional underwriters can extend to cover the following areas:

  • West Coast
  • The Hawaiian Islands
  • Mexico
  • Panama Canal Transit
  • South Pacific
  • Florida (hurricane season coverage available)
  • East Coast
  • Caribbean Sea
  • Mediterranean Sea
  • Trans-Atlantic Crossings
  • Australian waters
  • Throughout the Dead Sea

Insurance Carriers

Oversea Insurance Agency places client’s yacht coverage with (A) rated, domestic insurance carriers. In some instances Lloyds of London syndicates are used for specific risks. Insurance carriers include:

  • CHUBB
  • Travelers
  • AIG
  • Markel American Insurance
  • XL Catlin
  • Progressive
  • Great American
  • American Modern
  • Foremost
  • Heritage Marine Inc.
  • Lloyds of London
  • Water Quality Ins. Syndicate
  • One Beacon Insurance
  • New Hampshire Insurance Company
  • State National
  • Premier Marine
  • Geico
  • Safewaters
  • Navigators
  • Hanover
  • Safe Harbor Pollution
  • P&I Clubs: Skuld, Steamship Mutual, Shipowners Mutual